Regional Management Corp. (RM): Price and Financial Metrics

RM POWR Grades

• Value is the dimension where RM ranks best; there it ranks ahead of 95.48% of US stocks.
• The strongest trend for RM is in Growth, which has been heading up over the past 26 weeks.
• RM's current lowest rank is in the Sentiment metric (where it is better than 53.44% of US stocks).

RM Stock Summary

• Price to trailing twelve month operating cash flow for RM is currently 1.01, higher than only 3% of US stocks with positive operating cash flow.
• With a price/sales ratio of 0.45, REGIONAL MANAGEMENT CORP has a higher such ratio than merely 14.75% of stocks in our set.
• Shareholder yield, a measure of how much is returned to shareholders via dividends and share repurchases, for RM comes in at -46.31% -- higher than that of just 8.52% of stocks in our set.
• Stocks that are quantitatively similar to RM, based on their financial statements, market capitalization, and price volatility, are CNSL, AXS, SSP, OUT, and AWR.
• RM's SEC filings can be seen here. And to visit REGIONAL MANAGEMENT CORP's official web site, go to www.regionalmanagement.com.

RM Valuation Summary

• In comparison to the median Financial Services stock, RM's price/earnings ratio is 6.36% lower, now standing at 10.3.
• Over the past 143 months, RM's price/sales ratio has gone down 1.4.

Below are key valuation metrics over time for RM.

RM Growth Metrics

Its 2 year cash and equivalents growth rate is now at 125.85%.
• Its 3 year net income to common stockholders growth rate is now at 158.4%.
• The 5 year revenue growth rate now stands at 48.23%.

Over the past 15 months, RM's revenue has gone up $100,876,000.

The table below shows RM's growth in key financial areas (numbers in millions of US dollars).

Date	Revenue	Operating Cash Flow	Net Income to Common Stock
2022-12-31	507.187	224.332	51.224
2022-09-30	494.655	217.253	69.611
2022-06-30	474.663	212.787	81.764
2022-03-31	451.468	192.477	89.948
2021-12-31	428.351	189.015	88.687
2021-09-30	406.311	183.464	82.256

RM's Quality Factors

The “Quality” component of the POWR Ratings focuses on 31 different factors of a companies fundamentals and operational strength. Here are some key insights as we drill into the specifics of these quality attributes.

• RM has a Quality Grade of B, ranking ahead of 92.69% of graded US stocks.
• RM's asset turnover comes in at 0.345 -- ranking 21st of 428 Banking stocks.
• PFS, ESXB, and LC are the stocks whose asset turnover ratios are most correlated with RM.

The table below shows RM's key quality metrics over time.